About a month ago, I underwent my annual physical. I’m required to do this to keep my medical insurance.
As I generally avoid medical treatment, I don’t value medical insurance as highly as do most other people. On a society-wide basis, medical expenditures deliver poor return on investment. While 2010’s Affordable Care Act has extended medical insurance to 35 million more Americans—subsidized by $1.8 trillion/year in tax dollars—life expectancy is lower now than it was in 1996. Despite all of the additional money spent on Covid, including the vaunted “vaccine,” America, and much of Europe, have had sustained 8-40 percent excess mortality since March, 2020, including during the three years since the shots were introduced.
One can’t help but wonder how many of these excess deaths were caused by the lockdowns’ effects, the Covid hospital protocols and the mRNA injections; probably the vast majority were, because as Substacker Bill Rice and others have observed, the virus was around in autumn 2019 without the death trend.
Given that a family insurance policy costs an employer over $20,000/year, I’d prefer to have, for the past four decades, received this sum to spend as I saw fit. I could have used some of these funds to buy a nicer house and to donate to NGOs that help others to eat better food, drink better water, and control malaria.
If I’d had the ability to choose, I would have purchased a high-deductible medical insurance policy that covered only catastrophic injury, put some of the remainder of the repurposed insurance money in the bank and paid out-of-pocket for selected treatments that might have been helpful. I’m baseline healthy, eat carefully and take no meds.
But employer-based plans like mine didn’t offer a high-d option. Plus, many state laws require medical insurers to cover a range of costly and morally and socially problematic treatments, such as sex-changes and IVF, which I’d rather not subsidize. Allowing individuals to assess our own risks would defeat the purpose of providing an inexhaustible source of private and public money to fund the Med/Pharma juggernaut.
In this vein, such unfunny clowns as Jimmy Kimmel and Howard Stern demanded that earned medical insurance, and treatments of all types, be taken away from those, like me, who declined to inject mRNA. This stance seemed odd, given that vaxx mob members had never before supported conduct-based insurance nullification. For decades, none of the vaxxers demanded insurance forfeiture by those who engaged in far riskier behaviors than vaxx refusal, e.g., street drug use, smoking, alcoholism, overeating, or engaging in promiscuous sex that spread HIV or sterilizing STDs.